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Payment Options
Successful bidders usually pay by credit card, debit card, personal check,
cashier's check, money order, or cash on delivery. Credit cards may offer buyers
the best protection in that they allow buyers to seek a credit from the credit
card issuer (also known as a "charge back") if the product isn't delivered or
isn't what they ordered. Typically, sellers on business-to-person auction sites
accept credit card payments. In contrast, most sellers in person-to-person
auctions require a cashier's check or money order before they send an item.
In many cases, an online payment service or an escrow service is used to
facilitate payment.
Online Payment Services
Online payment services are popular with both buyers and sellers. They allow
buyers to use a credit card or electronic bank transfer to pay sellers who may
not be set up to accept credit card or electronic bank transactions. They also
may protect buyers from unlawful use of their credit cards or bank accounts
because the online payment service, not the seller, holds the account
information. Many sellers prefer online payment services because payment
services tend to provide more security than, say, personal checks.
In online payment services, both the buyer and seller set up accounts that allow
them to make or accept payments. Buyers provide payment information, such as
bank account or credit card numbers, and sellers give information about where
payments should be deposited.
To complete a transaction, the buyer tells the online payment service to direct
appropriate funds to the seller. The seller then has immediate access to the
funds, minus any service fee.
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For your convenience we accept major credit cards, personal
check, and cash. But we also have many affordable monthly payment options to
fit any lifestyle.
We work with one of the largest financing companies to bring
you the most affordable and competitive means of getting the smile that you
want.
Some financing options include no-down-payment, zero
interest for twelve months without prepayment penalties; while other options
have payment plans as low as $25 a month.
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